SAMMIE J MMA MMA VIDEO

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TIPS TO MAINTAIN YOUR FOCUS

GOOD UNDERSTANDING
You must have good understanding of what you are looking for and where you are heading to. Until you know where you are going ,anywhere can look like the place to you.
Mean while, you cannot even know what it takes to arrive there. Good understanding delivers the right compass to you, which makes you arrive at your destination.
Good understanding of what success means will give you a sense of focus and direction. You will know that you don't need to be doing many other things that are not necessary.

Good success in learning is not ordinary. It commands honour and dignity. So it requires your focus and undivided attention for you to get it, else you prepare to settle on the floor.

GOOD PLANNING
you also require good planning to overcome distractions on your way to success. Planning is a step by step approach towards the accomplishment of your task. So you must plan towards achieving your target in life. This will help you to avoid distraction since you already know the steps to take.

Lack of planning results in doing whatever you feel like, and that is not the way to success. Plan your time effectively and adhere strictly to it. Your quality of planning, determines the quality of your results. Planning helps you to eliminate distraction, stress and confusion. Planning entails priority setting . It helps you to do the right at the right time.

You read when you are to read, you sleep when you are to sleep, wake when you are to wake. If you things anyhow and anytime, you will get anyhow, average or poor results. So you need to always design a programme of action, in order to achieve your definite success in life.

YOU MUST DETERMINE WHAT IS TO BE DONE AND HOW IT IS TO BE DONE...

GOOD COMPANY
if you want to maintain focus , you need good company, your friends determine your end. The people you walk with determine where you sit tomorrow. So keep a good company. Relate with those that are going your direction. If you select those that are going in the opposite direction, those that are not interested in success, you will end up on the floor.

So friend, maintain your focus, don't be distracted. What you aim at with the whole of energy, you will definitely achieve. Let eyes be single and you will see yourself flying to the top in your pursuit in life.

ENEMIES OF NIGHT SEASON

A student who loves sleeping is already a candidate for failure .sleep is good but if you make it a habit you will not achieve academic success. From experience the best time to read is when everywhere is cool and quiet. This is the night season. But students of these days no longer make good use of the night season to read you cannot emerge as an academic high flyer until you burn the mid night candle.

As a student, you have to control the way you sleep if you don't want academic success to slip out of your hands. Have you ever tried holding something in your hand and sleeping at the same time? You will notice that when you wake up, you will see the object on the floor. This is what happens to students who loves sleep. " sleepy eyes are always slippery hands.

These days you hear students saying things like " I don't like reading at night ", I can't sacrifice my sleep etc. Those ones are already courting failures or at most ordinary pass. But if the top is your desire as a student, you must make use of the night season.

Give not sleep to thine eyes, or slumber to thine eyelids, how long will thou sleep, o sluggard? When Wilt thou arise out of thy sleep?
Yet a little sleep, a little slumber, a little folding of the hands to sleep, so shall thy poverty come as one that travelleth, and thy wants as an armed man " proverb 6:4.9-11.

So discipline your sleep. If you want to make good use of the night, endeavour to have at least one hour siesta in the afternoon.
You don't need to read throughout the night. You can just make use of 2 to 3 hours and make sure you get something. Make it a habit you will see it become part of you. When you are reading in the night avoid anything that will distract your attention. Please start today to make use of the night season and you will not regret it...

RELATIONSHIPS AND IT'S EFFECT ON STUDENTS

This is an area of life that has robbed many of their academic future. Relationship talks about your friends. Friendship has robbed many of their academic destinies. It is often said that " your friends determine your end in life"
The scripture state that " he that walks with the wise shall be wise but a companion of fools shall be destroyed " . Proverb 13:20

So it follows that when you walk with unserious students who don't know where they are going, they will influence you and you will begin to behave like them.
There is a saying " show me your friend and I will tell you who you are ". And proverb 27:17 says " iron sharpeneth iron, so a man sharpeneth the countenance of his friends "

The less you associate with people, the more your life will improve. This means that you become like this with whom you closely associate - for good and the bad. An important attributes of academic high flyer is their impatience with unserious and failure minded people.

If you run with wolves you will learn how to howl. But if you associate with eagles, you will learn how to soar to great heights. Decide today to associate with only those that will motivate you towards achieving your academic target. Friendship is not by force but by choice .i decided long time ago that nobody will chooses me as a friend, I'm the one to choose my friends. And I only chose quality people not mediocrities.

Friend any time you tolerate mediocrity in others, it increases your mediocrity. Your prayer each day should be for God to deliver you from people who are lazy and unserious with their education but to grant you the companionship of those who are diligent and passionate about getting to the top. Please note that friendship is not just for association or socialisation but for the realization of your destination.

Understand what I Am saying. I am not asking you to hate people. After all God commanded us to love everybody. All I'm saying is don't stick to everybody. Stick to correct people that will help you ascend your academic throne. In choosing your friends, the quantity is not important but the quality. This is because, a thousand good friend is not enough but one bad friend is too much. Negative influences have greater power of pulling people down where positive influences pull people up.

So to emerge as a highflier, you must be prepared to establish boundaries for yourself, in the area of time, sleep, appetite and relationship ,and you will see yourself emerge an academic star. You need not to choose indiscipline but only fail to choose discipline and you drift fast enough towards indiscipline. Discipline is the capital price you must pay to earn distinction tomorrow. You will not fail...

FOCUS YOUR BEARING TO THE TOP

If your eye be single, your body will be full of light. Matthew 6:22

This is exactly what focus means and what it delivers to any man that engages it. Focus means to concentrate on something with everything within you ,so as to hit your target. It is directing your energy to a task. A lot of people don't do well in life today due to lack of focus. They are pursuing many things at the same time. Some are distracted by football, some acting etc. This divide attention results in nothing but poor results .

Friend , you can only do more by doing less. Excellence in life cannot be attained doing many things at the same time. One of my personal secret in blogging is focus. You cannot see me doing too many things at the same time . I concentrate all my energy at a particular thing and get the desired results. Unless you are not interested in excellence but if you are aiming at excellence in life, you need to be focused. Don't be a jack of all trade and a master of none. If you want to be a master in education, concentrate. Don't be in the field training in football, when you are supposed to be in the class.
Apostle Paul said

I press toward the mark for the prize of the high calling of God in Christ Jesus ". Philippians 3:14
He said towards the mark not marks so why must you pursue many things and still believe you will be a master in them.

Lack of focus is the reason for confusion and fear which leads to failure. There is an adage " if you chase two rabbits, both of them will escape.

John Mason said " I believe you will only find happiness when you are in position of going somewhere wholeheartedly, in one direction without regrets or reservation. The more complicated you are, the more ineffective you will become.

When you are not focused, distraction sets in and you cannot arrive successfully at your destination with it. It is an enemy to success, so you must deal with it squarely .
A wise man said " there are two many people, In two many cars, in two much of hurry, going to many directions, to get nowhere for nothing. "

PRINCIPLES OF SUCCESS 3

Courage means the ability to control fear when facing danger, pain, opposition etc. Courage means bravery, fearlessness and gallantry. Courage is a wing required to take off and remain up . God recommended it to Joshua in Joshua 1 : 6,7,9.

" Be strong and of a good courage, for unto this people shalt thou divide for an inheritance the land, which I swear unto their fathers to give them. Only be thou strong and very courageous that thou mayest observe to do according to all the law, which Moses my servant commanded thee, turn not from it to the right hand or the left, that thou mayest prosper whither so ever thou goest. Have not I commanded thee? Be Strong and of a good courage, be not afraid neither be thou dismayed, for the lord thy God is with thee whithersoever thou goest."

So you need courage to conquer the ground. You need courage t take steps toward your excellence in life. You cannot go far in life without courage. Success is not for the jelly- hearted or the fearful but for the courageous.
Friend, the truth is that success is not an easy task. It is not just given to any man. You must fight for it and it is only with courage you fight with and win.

David ascended the throne with courage. He looked at Goliath and disdained him, not minding that he was a giant . He ended up killing him and that took him to the top.
Do you know you can be the next celebrated hero of our time? You can be the next celebrated legend of our generation. All you need is to conquer fear, and you will see yourself in the air.

Look at Esther in the Bible, she only became a success when she said if I perish, I perish. Never let fear hold you back from pursuing your goals in life....

PRINCIPLES OF SUCCESS 2

Determination is the quality of being firmly committed to doing something. It is making up your mind to do a particular thing. Lack of determination is the reason for stagnation in life. A person that must fly : needs to be determined to succeed. Determination places in your hand the responsibility to make it. It is determination that conquers procrastination. Procrastination is a natural killer of success.
This is because, what you put off till tomorrow, you will probably put off Tomorrow. So make up your mind to do a particular thing ensures your success.

Make up your mind today to be successful in all your endeavour in life by doing what others find too hard to do. You cannot be determined and not be distinguished in your world. Determine today to break that relationship that is trying to take you downward in your pursuit in life. If you are not determined to fly today, you will be disgraced tomorrow. So make your decision now...

PRINCIPLES OF SUCCESS 1

Believing in yourself is a wing everybody
must develop passionately. This is because, until you believe in yourself , you may not accomplish anything in life. Many don't take steps today because they don't believe in themselves. Believing in your ability, believing that you can make a strong in life. You are not a failure or a dull brain . You have been created by God as a pacesetter, an envy, so why devalue yourself. The truth is that God has stored so much wisdom in you that will make an envy in busy world. But here is the truth also, " your future depends on many things, but mostly on you " .This is why Louis XIV, " there is little that can withstand a man who can conquer himself.

So friend , you will not fly until you believe in yourself. Believe that you will understand what ever thing you encounter with, believe that you cannot fail in life . Don't allow people's opinion about you to make you doubt your ability. That you fail in a particular course in life. Believe that you will come out victorious. A wise man said, " you may succeed if you don't believe in yourself no matter the multitudes that believe in you ". Even the scriptures says " as a man thinketh in his heart, so he is proverb 23:7 . So your mental picture about your self determines your actual future. Make up your mind today that you are created by God a success and he package in you everything required to succeed . Have a good self image about yourself, for it is your self that set the limit to your accomplishments.

Gideon in the Bible did not know what God has put inside of him and he was hiding from the enemies until an angel reminded him by calling him " mighty man of valour " . But the angel told him to go and save his people in his might. He went and conquered ( judges 6:11-14).
So you too can conquer the ground and take off by believing in yourself....

TIPS TO BECOME ACADEMIC FLYER 2

It is quite a pity that many people wish themselves failure these days without knowing it. But ordinarily there is nobody that likes to fail any exams. Everyone cherishes success and amazing results. But, friend your attitude shows whether you truly wish yourself success or failure. The attitude of some students already mark them out for failures even though they don't verbalise it.

Friend , academic success opens you up to other successes in life. If you don't give it the right approach it requires, you end up harvesting the reproach it's abuse produces. It will will interest you to know that God is interested In your success. Jeremiah 29:11 , 3 John 2 .

Friend I will not deceive you, success, even though it's God's will for you will never jump on you. You must consciously prepare for it. So if you must make your way to success, you need to make preparations, Joshua 1:8
K. C prince once posits " if I fail it my fault, if I succeed, it is my fault .the truth is that you don't need to pray to fly or succeed in your studies you only need to practice what successful do to become successful... The link 🔗 is broken....

TIPS TO BECOME ACADEMIC FLYER

Academic success eludes many because they don't know how to achieve it. Many desire to achieve be successful but they still fail. One question I keep asking is whether the desire has a foundation. Because your desire must have a foundation before you deserve it. The foundation for any desire information.

A student must be exposed to valid information which will definitely convert his desire into commitment to making it.. There is a big difference between interest and commitment.
When you interested in anything. You only do it when it is convenient for you and a wise man said " those who pursue convenience will not taste the height of excellence. " but when you are committed to task. You accept no excuse but quality results.
So this explains why so many students crawl academically while a few fly. Friends there is a space for you in the sky , why struggle on the ground. You need to take off before you are switched - off. What God has package in you is designed to take you to the top in your studies and I believe your eyes will be opened to locate those things..

Information is the baseline for transformation. Until you are informed you remain deformed in your studies. A sage said that it is the validity of the information you have access to that will determine the dignity of your pursuit. So you see that where you are today is a function of what you know. Knowledge is power and power is defined as the ability to cause changes. So knowledge has the capacity of changing your from the ground to the top , from an academic failure to an academic success.

A highflier is a person with the ability to be very successful. He is a pacesetter and an envy. You will agree with me that success is good. It is self - inviting and attractive.
Academic success is the best legacy every individual must wish himself. Failure is frustrating. Writing exams every year and having nothing to show for it is frustrating. Being at the bottom of class is quite frustrating. Seeing others being celebrated and you being tolerated is frustrating. This is why you must refuse to fail. To crawl and to be stagnated academically ... Tips to help you overcome academic challenges coming up next

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REASONS YOUR PRAYERS ARE NOT ANSWERED BY GOD.

Prayer is the soul of man talking to God. It is the most standard and acceptable way of entering into spiritual realm.

Jesus understood the real construction of man and he said that man ought to pray and not to faint ( luke 18 vs 1). Prayer moves the land that moves the world. The only instrument that change the face of every work that is done on earth is prayer . Take time to pray for it is the greatest power on earth.

The store house of heaven are continually overflowing with bounteous blessing and benefits much more than anyone can ever imagine or exhaust. All that we need for happiness in life and in eternity are available in inestimable quantity. This is believable because heaven is the abode of God, the soul creator and controller of the universe and everything that makes it habitable and enjoyable. The secret of unlocking heaven where wealth abound is prayer.

The place of prayer can never be overlooked since no other activity can get the attention and favour of heaven. For example, Jabez wouldn't have achieved anything if he had not prayed to God who turned his life around for better and enlarged his coast. Prayer draws the hand of God, and when the hand of God is up on a small thing, it becomes big.

Prayer is an immeasurable privileged granted to mortal men to commune with the immortal God. Prayer is talking to God, pouring out our heart desire to him in recognition of his power and might to intervene favourably in our situation.

TYPES OF PRAYER
A. ADORATION / PRAISE : IT is the act of worshipping God declaring his majesty, power and glory, recognising that he is sovereign creator and merciful redeemer and praising him for his incomparable attributes ( psalm 103:1-5)

B. THANKSGIVING : IT is the act of appreciating God and giving him thanks for every thing in our lives. We are commanded to give thanks to God in all circumstances ( 1 THESSALONIANS 5:18)

C. PETITION / SUPPLICATION : petition is asking God to do or change something while supplication is earnestly asking God for assistance. This prayer is for special needs such as cleansing from sin, daily bread, accommodation etc, ( 1 Sam 1:9-20).

D. INTERCESSION : this is a prayer for other people, here, one stands in the gap for someone else, to plead on their behalf for forgiveness of sin, restoration from backsliding, spiritual strength etc ( Luke 22: 31,32).

E. AUTHORITATIVE PRAYER : This is the type of prayer in which we exercise our spiritual authority as given to us by God in his word ( Mathew 18:18). A way of doing it is using God - given Power to bind the forces of darkness and set their captive free.

F. PRAYER OF AGREEMENT : this is the prayer of two or more people coming together to agree with one another and with the word of God that something definite should be done. ( Mathew 17:8-13)

G. PRAYER OF FAITH : this involves praying fervently, consistently and perseveringly - according to the will of God until there is break through. Prayer of faith is rooted in our confidence in God's promise, power and faithfulness. Elijah prayed this prayer ( 1 king 18:1,41-44).

FACTORS THAT HINDER PRAYER
1. SIN: ( PSALM 66:18; Isaiah 59:1,2)
2. NEGLECT OF MERCY ( JAMES
2:13-17,MATHEW 7:2)
3. DISOBEDIENCE AND SELF WILL (
proverb 1:24-30,1 John 3:21-22.)
4. BEING UNTHANKFUL TO GOD ( 1 thess 5:8)
5. UNFORGIVING SPIRIT ( MATHEW 5:43-48,6:12,18:23-35)
6. DOUBT / LACK OF FAITH ( MATHEW 17:19,20.)
Break through Is only obtain through prayers.... Pray everyday.

ACADEMIC DISTRACTIONS THAT WILL STOP YOUR DREAMS.

Distraction is anything that attracts you away from your focus. So many students today are easily distracted for so many reasons with so many things. Most students that are easily distracted, lack the principle of conversion as they are only good followers but bad leaders.
Distraction attracts procrastination.
Procrastination is simply putting off today responsibility for tomorrow for an unreasonable and unacceptable reasons. This days students procrastinate most of their studies and activities and replace them with either of the following distractions:

Movies
Most students spend time watching movies for up to five (5) hours per day. Nollywood, Hollywood and all the other woods have observed this and have repackaged their production to have six (6) to nine (9) CDs ( DVD/VCD) with different names eg. Love ; lost love..

FOOTBALL
this is the order of the day. English Premier League, LA Liga, UEFA CHAMPION LEAGUE. just name them. Most students hardly miss a chelsea match because they are chelsea fans but will miss a mathematics class because they are not mathematics fans. These students don't have a study group, but have a football club., they don't have a study center but have a viewing Centre, no reading time table but they have match fixtures, they can't analyze formula but can analyze football matches. What a pity! If you convert the Time spent to watch football match ( 105 minutes full time plus 30 minutes extra time and say 15 minutes for penalty kick. I.e 150 minutes or two and half hours) to your study time, you will be amazed at how much you would have learnt by the end of the term.

FRIENDS
MOST students are good followers simply because they can't initiate anything. If you keep following you won't be able to take decisions. If a person decides to go to a night club instead of a night class, the following friend will also abandon him/her night class for the night clubs.

MUSIC
A very good and powerful distractor. With the invention of Mobile phones, most students now listen to music on the go instead of searching and loading their phones with audio lectures. Most students can sing ten (10) songs error free with each lasting for five (5) minutes while they can't quote ten laws or theories error free.

SOCIAL NETWORK
WE are in the phase of higher technology with lots of social networks in existence. Now, most students follow Twitter to attend classes on 2go, read Facebook with the question on WhatsApp. Now students chat while lectures are going on. The abuse of social networks has so much risen among students and this is seriously affecting them.


GAMES
Play station, x-box, bricks etc are now playing the students . Some students leaves their houses to their friends house just to play games instead of reading together. The worst of it all are those who don't know how to play the games, but enjoys watching others play it (spectators).

Other distraction can easily results from any of the following :
* sleep
* lack of finance
* Environment
* psychology
* Emotions etc

THE POWER BEHIND TALENT 2

Number of talent ( Gifts) answers the question on how many talents ( gifts) one can have at a time?. The truth is that one can have more than one talent. The way you handle your talent determines whether God ( the giver of talent) will add more to you or not.
The Bible says, in a rich man's house there are many vessels some are made of wood, some of silver, some of gold but if any one can purify himself of these things, he will be made vessel unto honour. We encourage you today to work with what you have. A worker is worthy of his wages. After er planting comes harvest. A talented worker cannot be idle cannot be poor and cannot be for food . It is your special ability that makes you remembered. It makes you relevant, it also makes you stands the test of time .


BASIC ENEMIES OF TALENT M

There are many enemies of talent, but distraction is the chief. Satan Cannot have power over you unless you are distracted . Fear is the greatest devastating instrument of the enemy but it begins to occur after distraction must have taken it's full cause . Other enemies of talent include :

1. Sin : this could be seen as breaking of God's law or behavior that is against the principles of morality. It is also an offense against the general public and is considered contrary to common sense . It militates against talent.

2. Inferiority complex : This makes one feel he is not qualified or that he has the lowest rank, social position, quality and importance . Anyone who has this type of feeling may not really like to function or show case his talent

3. Success : When people think they have made it, they relax and fail to do anything again.

4. Distraction : This is the major enemy of talent . It is saying no to Hebrew 12:2, Which says looking unto jesus, the author and finisher of our faith ...... It is trying to cover up disgrace or shame that may occur or may not really occur or the one that has already occurred .

5. Comparison : When you compare yourself with others, you will either think you have much or that you have not even started. Comparison never a true test of anything.

6. Negative thinking : The way you think is the way you act. When your thinking is negative your actions, and confession will be negative. What you think about yourself makes you say what you say about yourself. AS A MAN THINKS IN HIS HEART, SO HE IS.

7. Habits : This is a condition, a general quality of the mind or body. It is someone settled practice and usual behavior that cannot easily be given up.

8. Procrastination : putting off what should be done immediately till next time is a big enemy of talent. Procrastination is not only a thief of time but a grave where opportunities are buried.

9. Disobedience : A disobedient person knows the rules, regulations, principles, guild lines and order up on which he functions but refuse to pay attention to them. Production should be based on specifications.

10. Past failure : sometimes, one may not like to try again because he couldn't make it last time when he tried.

11. Discouragement : When one is discouraged from doing something, it means that difficult has been put on his way ; make it seem not worth while. It means that the person has been persuaded not to try to do anything. A lot of things can lead to Discouragement.

12. Laziness. Poverty will always overtake Laziness since anyone who possess this type of bad quality is inactive, does little work and is even unwilling to work. He knows what should be done but he is not ready to do it.

13. The opinion of others : This is also called public opinion - it has to do with what others think concerning you. Some people may because of other people opinion fail to face their talents. They may think you should be bigger or smaller or none of them.

14. Pride : pride goes before a fall . It is as a result of knowledge of one's worth and character . Too high an opinion of oneself, position and processions.

15. Tradition : These are opinion, belief, customs, etc handed down and is believed to be unchangeable.

Other enemies of talent are Environment, Satan, society pressure, opposition , etc.

COMPONENT OF TALENT

1. INDIVIDUAL TALENT : This simply describes talent which one has personally and doesn't depend on other people's talent to show case it. It is just what God has blessed him with specially. For example, an inspirator, a public speaker, etc doesn't depend on any other to function.

2. Collective Talent : This is talent of a group. The individual that makes up the group depend on each others talent to function. For example, in music making. All are expected to function in order to make music, the drummer, the vocalist, the boardist, the dancers, the lead guitar, etc.
In this component of talent, team spirit is needed to record a successful work.

TIPS TO HELP YOU MANAGE YOUR FINANCE

No matter what an individual, a corporate body, a self employed, a ministry, a college or a government are doing they need a financial foresight to be getting ahead and staying ahead.
Money will run to anyone who understand how to use it.

You need to be well informed on effective financial management. Why do companies fail? The risk of money involved in business as a working capital is as a result of lack of financial prudence. It could lead to excessive borrowing ; thereby pose a threat to the growth of the business. Though there are many ways companies or individual firm can fold - up are :

A. Increase in borrowing

B. Low profitability and.

C. Low liquidity etc

In managing, 5 major things to be considered are below :

A. Working capital

B. Gain

C. Capital employed

D . Cost and

E. Capital structure .

A. The working capital : is the part or whole money being used to operate the business. This makes possible the production, marketing or distribution of goods and services. It must be managed properly to avoid wastage.

B. Gain : it is the money receive less cost of production . This is different from the working capital. The gains must be saved. It must not be added to working capital except you want the business to be compounded. It could be used for expansion .

C. Capital employed : it has a direct influence to generate revenue, cost and profit. It can act as form performance indicators and it represents operations capability and competence. Also it is the revenue generational capacity, quality and volume. It is assets to generate value and customers service. It slow cost and profit generation in two phases productivity and operational efficiency.

D. Capital structure : this involved

different source of financial used in the business . The capital or fund are made to strengthen the business specially the period of economic melt down.

E. Cost : Business results, indicating all expenses incurred by the use depends on an individual ability to manage and control cost in order to enhance profitability ..

TOP SECRET TO MAKE MONEY AFTER SECONDARY SCHOOL

Do not worry. Sit down and have a rethink. There are hidden treasures that are needed to be tapped here . Be prayerful and ask God for a proper direction . Look ! People opened a shop without a kobo people have gone to school without a kobo. People have started churches without being sponsored . People have married without a dine. Many of these are bigger responsibilities than operating business . You can start farm clearing on your family land, then, farm on it without dine.

HOW TO RAISE MONEY FROM LITTLE SAVINGS.

If you have finished secondary school, no work . Find home teaching around your home where you will not spend a kobo . Let your employer to know about you and make sure you are in agreement of time to start, lecture duration, days to attend, money to be paid within a week or month. Have several home teaching works . Says five homes, be able to save part of them after sometime, you can start a business of your choice established from the little amount saved.

If you do not go to the primary school or you have to. Find people around that you can help wash clothes, then after you iron it. Go to many people likewise in a month you can save part of the money . Go the house around you , think of what you can offer to life, what that person cannot do. Imagine how you can approach someone to do it with agreement. Most billionaire you are seeing on the street did worst jobs. Rather than resort to criminal activities that God did not destined for you.

There are a lot of people out there that wanted someone to come making things done. " Not how far, but how well" how you start now matters . That is either a success or a failure depends on your choice..

B. BE AFRAID TO FAIL. Know that there will be success and there will be failure. Read books about risk management to bullet proof yourself from it.

Experience has taught me how to handle risk. Be broadminded, plan and choose the best alternative in achieving your goals. Risk management what is it about? The process of making strategic choices and allocating resources to implementing plans give rise to a risk.

It could be risk of :

A. Value loss.
B. Time scale
C. Resource commitment

When your strategy is unsuccessful and the business experience losses to investors criticisms. But when the strategy is successful investors will be committed to the business.
Risk can be avoidable by making strategic risk assessment, within the process of handling business, knowing your clients risk aversion and return time to you prepare long term .

Know it is a risk free or if risk is certain, then negotiate, evaluate and plan up to manage that risk or you do without it. Avoid greed and bad adviser, a risk will far from you.

BASIC TIPS TO PHYSICAL FITNESS.

* Avoid a regular intake of junk food as they do more harm than good. Try to eat nutritious and balance meal.

* Avoid smoking because it destroys important organs of the body.

* Stimulant ( Drugs, caffeine), deter physical fitness.

* Refuse to be depressed. Be in charge always and motivate yourself.

* Disease in general, particularly heart disease, high blood pressure, diabetes and other ailments are detrimental to physical fitness.

* stop excessive intake of alcohol.

Bible, the Holy book says " I wish you above all things that your soul mayest prosper even as you be in health. God wants you to be healthy and energetic. These are your vital ingredients for effective and efficient functioning. Be healthy and work as the Lord has commanded you.

Don't eat everything put in front of you . Be selective reject what you know will give too many calories. Slow down. Why hurry? Enjoy your meal by noticing what you are eating, the colours, the flavours, the interaction of foods. Listen to the body's signal that says, I'm full. I don't need any more.

Beware of the calories in what you are eating and drinking.

Note : Drinks can be a major source of calories, especially sweetened juices. Alcoholic drinks are also high in calories. Beware of those widely advertised soft drinks. Check the calories count on the label. You might be shocked.
Food manufacturers want you to eat more. Profit in their bottom line. They will try to exploit your weakness . Don't be taken in by their clever advertising and pretty pictures. You can say no!

Always eat your breakfast. If you skip breakfast, you are likely to concentrate less effectively in the late morning works, or study less efficiently, feel irritable and short tempered, or fall short of energy for afternoon ; for every filmsy excuse to skip breakfast, there is an even better reason to it.
Do not depend on alcohol and other drugs for stress management.

The use of alcohol and other drugs in an effort to reduce stress level actually contribute to stress in severe ways as the alcohol and other drugs wears off, the rebound effects makes the user feel very uncomfortable and stressed. Also proper diet should be taken to minimize stress.

Ensure you have adequate sleep successful management of stress and maintenance of good health, adequate sleep is important.

Don't kill yourself in a bid to perfect everything, do excellent jobs and God himself will perfect everything that concerns you.

WHAT IT TAKES TO SUCCEED

you are not truly free until you've been made captive by your mission in life . Peak performers are people who are committed to a compelling mission. It is very clear that they care deeply about what they do and their efforts, energies, and enthusiasm are traceable back to that particular mission. Seek happiness for its own sake, and you will not find it ; seek for purpose and happiness will follow as a shadow comes with the sunshine . As you reach for your destiny, it will be like a magnet that pulls you, not like a brass ring that only goes around once, destiny draws. Be committed to a course.

Commitment has to do with giving up one's self responsible for a particular undertaking. That which consumes you is what you are committed to. What do you do and how do you care about doing it.?

I look at a committed person as he who has decided to be strong enough for a particular exploit(s) that he wants to do. He who has made up his mind to be true to discharging his functions ; There is dignity in labour, go to work, whether it is raining or sun is shining. Don't allow anything to stop you. Be very ready to do it until you achieve a desired results, face every challenge that is associated with your work or course for living . Don't give up! Your miracle is on the way, it is not yet over until it is finally over.

STAGES OF COMMITMENT.

The different kinds of self resignation to fate ( destiny). The various types of concern one shows to what ever work he is doing. It is also called commitment measurement .

They are as follows :

1. PERSONAL COMMITMENT : Whoever single handedly pushes forward towards doing a particular job / work to achieve a desired aim is said to be personally committed.

2. WEAK COMMITMENT : When one level of commitment is half way and not properly rooted. The fellow seems to be sluggish and reluctant in discharging functions.

3. GROUP COMMITMENT : This occurs when a group of persons have collectively taken a stand to have something achieved.

4. STRONG COMMITMENT : One is said to be strongly committed when he is persistently throwing weight towards giving destiny it's requirements for the manifestation of the good works every destiny is associated with.

5. TOTAL COMMITMENT : When one is all round committed to a course, such person is said to be totally committed. I'm talking about when one has absolutely sold out himself to fate without any form of self reservation .

Note : As soon as you resign yourself to fate, your resignation is promptly accepted. You don't have a fate, you have a purpose. Everybody alive has a destiny . BE ON A MISSION.

TIPS TO MAINTAIN YOUR PHYSICAL FITNESS

Physical fitness is the ability to carry out one's physical activities without undue fatigue or tiredness and still have ample reserved energy to face unforseen emergencies and enjoy leisure time pursuit.

Fitness is not all about being slim, trim or even muscular but being able to cope with physical activities of daily living. Physical fitness is the body's capacity to actively engage in work and protect itself against infection, diseases and the effect of physical discomfort such as stress, cold, heat. It also implies a person having enough energy to cope with daily activities without getting undue tired, and energy to cope with emergencies as I have already said.

An individual who is physically fit can work properly in whatever capacity because the muscles are flexible and well strengthened.

Above all, longevity is assured when you are physically fit. A person must observe six things. These are cardio- Respiratory endurance or Aerobic capacity, body structure, body composition, body balance, both muscular, flexibility and strength are body structure, flexible and strong muscles, healthy heart and lungs, a good ratio of body fat to learn body mass and finally good balance.

A physical fitness programme is essential to be able to make up your body for the rest of your life.
Exercise with specified duration, intensity, and frequency which bears on all the six component of physical fitness. It includes a line up of physical activity that touches all the fitness requirements.
This can be as simple as walking a particular distance, swimming, jogging , skipping or even climbing a flight of stairs . Exercising in the gymnasium is also good particular for people with tight work schedules.

According to the assistant chief physiotherapist in the national orthopedic hospital, igbobi, Lagos state, Nigeria, Mrs Ademike sonuyi, majority of Nigeria are not physically fit due to various reasons. One of the reasons is that average Nigerian do not adhere to the important rule of making every meal a balanced diet. The Nigeria economy is also not helping the situation as schedules of majority of the private and some public parastatals, give no room for recreation is one factor that discourage people when it comes to commencing a fitness programme.
More so, Nigeria roads are so constructed that there is no provision for walking as means of exercising the body, she added .

" it is however necessary to consult a physiotherapist before embarking on a physical fitness programme. These professional are uniquely qualified to develop personalized conditioning programmes to promote fitness and avoid injury." when you see a physiotherapist, the state of your health is first ascertained and then a physical fitness programme that suit you developed ".

TOP KEYS TO SUCCESS

Courage means bravery - readiness to face danger, pain or suffering and have no fear. It is the quality that enables a person control fear in the face of danger, pain and misfortune. This is also the ability to act in the face of apparent catastrophe without being perturbed. Without courage, life is dull. You cannot embark on any work without the instrumentality of courage.

Ordinary people fear work, but it is only courageous men and women that takes the bull of work by the horn until it screams for mercy. One may not really need to be a Titan to be courageous rather it takes heart to have courage.

Our lord Jesus Christ is a very courageous man, the Bible says that he endured the cross, despising the shame and now is at the right hand side of the throne of God ( Hebrew 12 : 2 ) . It takes courage to despise shame and go ahead and discharged one's functions. People will always like to ridicule you each time they see you working - it take courage to bluff them and continue. The truth of the matter is that working is not suffering but, remember what transpired between God and Adam Genesis 3 : 17 - 19.

One must work courageously to get things done and not to fold his arm and expect things happen on their own. Every work one does is to put food on his table, So every effort one puts is to subdue those pain, suffering and misfortune that are associated to work and obtain desired results. If you still see work as punishment - well, it depends on the heart with which you approach it. Approach every of your work with courage and come out with desired results. It takes courage to despise sorrow and sweat.

IMPORTANT OF COURAGE
* Courage despise shame

* It makes for hardness

* it obtains result

* It also makes for boldness and audacity .

* Courage makes a man resistant and persistent .

* it also gives a person the capacity to go for the best.

* Courage gives you the power to endure till the end.

* it also gives a person the capacity to go for the best.

* It standardizes a man.

* It has power which knows no limit.
* It notices no fear.

* It makes a man relevant.

* Courage attracts honours and respect .

* Courage is the secret behind confidence.

* Courage notice no shame .

THE DISTINCTIVE POWER OF KNOWLEDGE

Generally speaking, knowledge is power. The force and energy with which you perform a particular job is determined by your knowing how to do it. It is understanding and familiarity gained by experience. It is range of information. When you are not informed, you are deformed .

Power is the capacity to do work. Meanwhile, the power of the muscle cannot be compared with the power of the brain. The power that has made America the most powerful country of the world is the world of the brain.

People go to school to acquire knowledge which gives them the capacity to understand situation and know what to do. A knowledgeable person is a technocrats he possess the technical know how and can bring about changes in the world.

Think about how man would have been going to places if he has got the knowledge of investing cars, trains, Aeroplane and so on. The difference between man and Other animals is knowledge. Knowledge preserves life and energy. Knowledge direct and focuses the brain to have a target.

Information is the main source of knowledge. Knowledge is the practical application of wisdom. When you know what to do concerning a particular thing, you are knowledgeable in that direction.

TYPES OF KNOWLEDGE
There are basically two types of knowledge.

1. RELEVANT KNOWLEDGE : Relevant knowledge and relevant information are used interchangeably to mean the same thing.
This type of knowledge provides man with the right facts that is connected with what is being discussed. It is relevant because our contemporary world has demand for it . Every century has the of knowledge that is relevant to it -that is standard knowledge. If it can proffer solution to the problem of this world, then it is relevant knowledge .

2 . IRRELEVANT KNOWLEDGE : This type of knowledge brings a man closer to his grave. It has nothing to do with the work at hand neither does it proffer any solution to the problem of this world. It might be a good idea but when it is not needed by contemporary world, it is said to be either outdated or sub-standard .

It is like using a part of an old model engine to fix and maintain a new model engine. A part of an model Mercedes Benz car cannot fix and maintain a new model Mercedes Benz car.

FACTORS THAT PROMOTES KNOWLEDGE

1 . THINKING : One who wants to acquire knowledge must always be ready to exercise the mind in order to form opinions and come to conclusions. It is always good for someone to sometimes roam about in his imagination considering how something can be done. Something that you have learnt to do, you should equally think on how to do it well.

2. TRAINING : This has to do with giving teaching and practice in order to bring to a desired standard of behaviour. If you are not trained, then you are a quack. A trained person is knowledgeable enough to function.

3. TIME : This is very important factor that promotes knowledge everything goes with timing. Something should be done at a suitable moment to achieve the desired results.

4 . PLANNING : A plan is an arrangement for doing or using something considered in advance on what he wants to do before beginning to do it. This helps him to arrive at a desired results.

5 . STUDYING : The Bible, a holy book says, study to show yourself approved unto God, a workman that needs not to be ashamed but rightly ( knowledgeable ) dividing the words of truth. It has to do with investigation, giving time and attention to learning or discovering something.

FUNCTIONS OF KNOWLEDGE

1. KNOWLEDGE COMMAND EASE : The wise teacher says that " the labour of the foolish weareth every one of them, because he knows not how to go to the city " ( Ecc. 10 : 15) .

He does not have the fact that guide into the city of plenty, so, the man that has no knowledge inevitably beats about the bush. He goes around one place in circles honestly convincing himself that he is working hard and making progress but all he gets is a thoroughly wearied body, then frustration. He does not even know that he is moving forward.

2. KNOWLEDGE IS POWER : It is knowledge that strengthens a man's muscles and make him put his fingers to work in the right direction. The power that one has over others is simply as a result of his knowledge.

3 . KNOWLEDGE COMMANDS PROFIT : Profit comes by every work that is knowledgeably carried out. Every successful work is a profitable work.

4 . KNOWLEDGE MAKES YOU RELEVANT : Knowledge is a crucial factor that makes a man or woman relevant in life. The brain is the residential address of knowledge .

Knowledge rightly applied is power